Keeping costs down during the coronavirus era has become something that is extremely important to all of us, and for many people, stay-at-home orders can mean some relief on car insurance premiums.

Auto insurance companies will be offering refunds, credits, or one-time payments, and in some cases don't even have to do anything to get the relief from your company. It will be applied automatically by your company. The best thing to do is call your insurance company to find out if they are offering relief for their customers. Here are some of the larger car insurance companies that will be offering premium relief:

AAA: 20% refund between for policyholders with insurance in effect from March 16 to May 15
Allstate: 15% discount on premiums in April and May
Farmers Insurance: 25% credit on premiums in April
Geico: 15% percent credit for auto and motorcycle customers whose policies renew between April 8 and Oct. 7 and new policy purchases between that time frame.
Liberty Mutual: 15% refund on two months of premiums, refunds begin starting April 7
MetLife: 15% credit on April and May premiums
Progressive Insurance: 20% credit for April premiums for each car insured as of April 30; 20% reduction on May premiums for cars insured as of May 31; credits will be applied automatically in May and June
State Farm: Most customers will receive, on average, a 25% credit between March 20 through May 31; exact percentages vary by state; credits will be applied automatically as early as June
USAA: 20% credit on two months' premiums; credits will be applied automatically

Any little bit of money saved is a big help right now. Make sure you either check your paperwork from your insurance company or call them to find out if you need to do anything to get your car insurance premium relief.

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