Top 10 Cities With The Lowest Cost Of Living

Americans are feeling the financial pinch on all sides these days. Housing, insurance, groceries – it’s all getting pricier, making us wonder if there’s anywhere left that’s budget-friendly. But don’t lose hope! The cost of living still varies wildly across the U.S., and some cities stretch a paycheck better than others.

Get our free mobile app

To find where your money goes the furthest, Realtor.com analyzed data from the Bureau of Economic Analysis and revealed some surprising places where your dollars count. And while cities in the South and Midwest tend to lead the way, two Texas cities make the top 10 list — with El Paso proudly taking spot #10! Let’s break down the top places where the cost of living is the most wallet-friendly.

1. McAllen, TX

• RPP: 86.92% – What costs $100 nationally costs $86.92 here
• Median Home Price: $275,000
• Fun Fact: McAllen’s close border location fuels a trade-based economy, helping keep costs low across the board.

2. Wichita, KS

• RPP: 89.16%
• Median Home Price: $292,700
• Fun Fact: The birthplace of Pizza Hut and White Castle, Wichita’s entrepreneurial spirit pairs well with affordable living.

3. Little Rock, AR

• RPP: 89.15%
• Median Home Price: $291,000
• Fun Fact: Known for its political history, Little Rock is now drawing residents with a lower cost of living and outdoor activities galore.

Get our free mobile app

4. Toledo, OH

• RPP: 90.18%
• Median Home Price: $237,450
• Fun Fact: Ohio’s gas prices and property taxes stay low, making this “Glass Capital” one of the best bargains around.

5. Scranton, PA

• RPP: 91.90%
• Median Home Price: $243,450
• Fun Fact: Scranton may be famous for “The Office,” but affordable living here is no joke!

6. Dayton, OH

• RPP: 91.39%
• Median Home Price: $250,000
• Fun Fact: Home to a thriving aerospace industry, Dayton keeps costs low by focusing on health care and manufacturing jobs.

7. Tulsa, OK

• RPP: 90.53%
• Median Home Price: $325,000
• Fun Fact: Tulsa’s vibrant arts scene and art deco architecture make it a cultural gem – without NYC prices!

8. Akron, OH

• RPP: 92.05%
• Median Home Price: $230,000
• Fun Fact: Thanks to local farming, food prices stay low, making Akron a deliciously affordable choice.

9. Birmingham, AL

• RPP: 91.15%
• Median Home Price: $300,000
• Fun Fact: With top-notch health care options, Birmingham proves low cost doesn’t mean low quality.

10. El Paso, TX

• RPP: 91.21%
• Median Home Price: $298,125
• Fun Fact: Even with a rush of newcomers, El Paso keeps things affordable – but maybe not for long!

Final Thoughts
There you have it: ten cities where you can live large without spending large. With low housing prices, affordable groceries, and communities focused on keeping costs low, these places make budgeting a breeze. And for those of us here in El Paso, it’s especially sweet to see our hometown land a spot on the list – proving you can enjoy the Texas lifestyle without the big-city price tag!